FAQs
What is RnD Financing
A short term advance against your future R&D Tax Credit. Instead of waiting 12-18 months to finish the financial year and waiting on HMRC, which can be highly uncertain.
How much can I access?
80-100% of the expected R&D Tax Credit
Who is eligible?
UK‑registered limited company conducting qualifying R&D, typically with at least £20K annual R&D spend, and submitting a claim under HMRC’s rules with a quality R&D Advisor
Repayment happens automatically from your HMRC R&D tax credit payment—there are no monthly repayments or early‑stage fees, keeping it simple and predictable
How do I repay the loan?
Repayment happens when you receive your R&D tax credit. There is no cash upfront or monthly payments, everything comes out of the tax credit
What does it cost?
2% upfront (added to the advance) and 1.5% per month
Why have over 50 companies completed this process
You get access to £25,000-500,000 within 48hours, so you can grow the business without more equity, or borrowing from shareholders or others.
Then, since the R&D tax credit repays the loan, you don't need to worry about monthly repayments or building up enough profit to repay it.